Credit Card Transactions

[Enzie Shahmiri]

Hi Cynthia,
Can you tell me which Paypal service you have used and what the fees were?

[Molly Sherrick Phifer]

Hi Enzie!

You can open a personal Paypal account and upgrade to "merchant" status for free. I have had such an account for free for years. That type of account does allow you to accept credit cards, and even has easy to integrate software so that you can send bills by e-mail (which have buttons taking the receiver to a payment page) and even pop a payment button onto your webpage.

On the Paypal website, look at the Merchant Tools tab. If you click on Website Payments Standard, you'll see what all the tools are as well as the fees, etc. It's really quite reasonable.

Payments go into your Paypal account, but it is easy to move money back and forth between that account and a bank account of your designation.

Great topic!

[Enzie Shahmiri]

Dear Molly,

Thank you for that tip! I read through the differences between the Merchant Web Site Standard account vs the Payment Pro. No monthly fee is definitely more appealing! Here is the side by side comparison for those of you, who might be interested:

[URL] https://www.paypal.com/cgi-bin/webscr?cmd=_wp-standard-pro-compare-popuphttp://www.paypal.com/cgi-bin/webscr...-compare-popup

Have you been able to log in to your Paypal account, while you were at Art Fairs? I have Internet access through my phone in most locations, but how do you handle sales when the Internet is inaccessible?

[Enzie Shahmiri]

While searching in the archives, I read somewhere that someone uses the merchant set up provided by Costco. Who ever you are, could you please elaborate on the pros and cons of getting a credit card set up through them? Thanks!