Jeremiah, I'll try to clarify the specifics about scumbling. First of all it is a more of a finishing technique the way I use it. The underpainting on my demo is not a grisaille because it contains no white paint.
The drawing is scratched into a tone that matches the value of the model's flesh on the shadow side. The drawing can be easily adjusted since it is drawn into a wet tone. The lights are removed with a rag and the darks are painted in with pure paint. This technique goes back hundreds of years. It's called a wash-in. The purpose is to establish composition, light, values, edges and drawing. Over this I lay in opaque color. When this is dry I scumble over it and then paint into the wet scumble. Scumbling helps create unity in areas that I feel I've over-modeled. I may repeat this process a number of times until I'm happy with the refinements. My portrait of Sylvia at seventeen is a good example of this technique.
http://www.fineartportrait.com/sylvia_enlarged.html
The scumbling is done a variety of ways depending on the effects desired. It can be done more or less transparently depending on how translucent you wish to make the veil of paint. I always add a little oil to my paint to increase the flow. I try not to oil it too much since this doesn't make a particularly strong film.
I utilize a number of different ways of applying my paint depending on the texture I'm trying ti replicate. In my workshops I spend approximately half of the time demonstrating and explaining what I do and what the purpose is behind each action and decision. I feel that if people can see the proper way to do something they will do much better than if they weren't clear and tried it on their own.
My students always have the option of watching me paint or painting on their own depending on what I'm demonstrating and where they're at in the painting process. It's very difficult to grasp the feel of different painting techniques based on verbal description or even pictures or videos. That is why I teach. I think being there, seeing what's going on and being able to question is the best and most efficient way to learn.
I am always delighted at the level progress my students make. It's very inspiring.