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Good luck with your choice Jeff,
Just be ready for some lean years financially. However, if by waiting 2 1/2 years before retiring, you'll keep your benefits, it may be a good time to try the life of a full-time, or almost full-time artist. Only you would know your situation. From one point of view, it is a choice you can probably take back if it doesn't work the way you want it to. Obviously I cannot know if you'll be able to return to your present job, but you'll be able to work somewhere in order to sustain yourself while you paint. The fact that you'll have your benefits is good. I am forty-two years old, and I don't have benefits. I've chosen the "artist life", and at times I get nervous about the future.
Good luck, you sound smart. You've already protected yourself in ways that I'm learning to do now.
Yours,
Anthony
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