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Why speculate? Learn what laws apply in the localities where you work. If you are contracting to paint on the walls of a client's home, you are by definition a "contractor". Murals are rare, and "code" that applies will likely be non-existent, but you can still be bound by the same laws and licensing restrictions that apply to commercial painters and sign makers.
An aside, depending on the nature of the project and its cost, an artist doing mural works should be very wary of "sheet rock" (aka gypsum board) walls . . . just a thought!
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