Many thanks to you, Terri and Julie. Your info was very helpful and I plan on doing my own over now with a few additions as you have suggested.
Most people have just signed it, but then they know me personally somewhat and therefore was no question as to my intentions. This client as I said was actually fine with it but suggested that I may want to check further.
I appreciate that all so much. This forum is indeed such a helpful tool. Thanks too, Cynthia.
Best
Patt