Thanks everyone for the input, have put this question elsewhere as well and as usual have two completely opposite opinions
So i think i'll compromise, i'm not going to actually crop the image but will leave out just the bottom line of the jacket leaving space under the train to balance the busy-ness of the top half.
We did discuss the jacket problem, its not actually a suit jacket its a soft material more a casual blazer and his wife prefered it as it covers his rather large tummy

I will try and make it look a little more crumpled maybe? The original photos were taken in a sweater.
Now all i have to do is paint it