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Thanks, Jean!
Terri,
Yes, it was there. Note the following three images. The first image shows the first page where you would have selected recurring payment. The next image shows the next page where one selects "If you do not currently have a PayPal account." Then the third image shows the third page where credit card info can be entered. Probably, you were thrown by the large words ahead of it that said "Sign up for a PayPal account today." Below that, you can see where I've circled where you can simply enter a credit card. In order to do recurring billing, it does have to set you up in their database in order to charge for the next year.
I know you've already done yours, however, this is for anyone else who might be confused or in case you want to go on recurring next year.
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