Let me add a rock.....
HI Sharon -
Seems I have done almost everything mentioned, and, since I'm so good at having to learn it all the hard way, I can add to your list:
Have a good friend talk you into taking a commission to paint a portrait of her as a young woman, before you see the original photograph. The photograph is torn and faded. Then allow the friend to talk you into changing the hairstyle shown!
(It worked out okay, but never again.)
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