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I've found that signed agreements don't count for much, unless you want to bring a lawsuit to enforce them. I've had two separate clients in the past six months back out of signed agreements (including one client asking for their deposit back), due to the economy.
Fortunately, I hadn't started work on either painting. I didn't put up a fuss because I'd like these people to become my clients at some point down the road and I wanted to leave things on a good footing.
If I were you I'd just make arrangements that suit you and the client best for right now and worry about future possible portraits as they arise.
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